Professional SMSF Setup & Compliance Services
Secure your financial future with expert SMSF establishment and ongoing compliance support. ASIC & ATO compliant solutions.
What SMSF compliance involves
Every self-managed super fund must lodge an SMSF annual return with the ATO each year, have its financial statements audited by an ASIC-registered approved SMSF auditor before lodgement, keep a written investment strategy, value assets at market value, pay minimum pensions where relevant, and keep records for at least five years. SNS Accounting prepares the accounts, arranges the independent audit and lodges the return.
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31 October 2025 is a major ATO deadline affecting businesses, tax agents, and SMSFs. Learn which lodgments and reports are due to avoid penalties and stay compliant.
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Good to know
Lodgement, audit, records and trustee obligations, in plain English.
The SMSF annual return, which combines the fund's income tax return, regulatory information and member contribution reporting, together with the audit completed beforehand. The fund also pays the ATO supervisory levy with the return. Newly registered funds and funds with overdue returns generally have earlier due dates than established funds lodged through a tax agent, so check your due date with us at the start of each financial year.
Yes, every year, regardless of the fund's size or activity. The audit must be performed by an approved SMSF auditor registered with ASIC who is independent of the accountant preparing the financial statements. Trustees must appoint the auditor at least 45 days before the annual return is due and give them all requested documents. The auditor reports contraventions to the ATO where required.
Accurate accounting records, annual financial statements and returns, and copies of audit reports for at least five years; minutes of trustee meetings, trustee declarations, records of changes of trustees and members, and copies of all reports given to members for at least ten years. Bank statements, contract notes, property leases and valuations should be filed as they arrive so the audit runs smoothly.
The strategy must be in writing, consider the fund's risk, return, diversification, liquidity and members' insurance needs, and be reviewed regularly, at least annually and whenever circumstances change, such as a member starting a pension or the fund buying property. Auditors check that the review actually happened and that the fund's investments match the strategy, so document the review in minutes.
Minor issues are usually rectified and disclosed in the audit. Serious or repeated contraventions, such as lending to members, acquiring assets from related parties, exceeding in-house asset limits or not paying minimum pensions, are reported to the ATO, which can impose administrative penalties on each trustee personally, direct rectification or education, disqualify trustees, or make the fund non-complying so it loses its concessional tax treatment.
Annual financial statements and member statements, the SMSF annual return, liaison with an independent ASIC-registered auditor, contribution cap and pension minimum monitoring, actuarial certificates where needed, investment strategy templates and minutes, ATO correspondence, and reminders before every deadline. We work with funds holding shares, managed funds, property and crypto assets, and quote a fixed annual fee based on the fund's complexity.